Payment Methods Introduction

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Finance Finance

  • API Reference
    • Access control
    • Balance Query Related Interfaces
      • Account Balance Query
    • Bill Related Interfaces
      • Appendix
      • Charge Item Bill
      • Python Request Example
      • Resource Month Bill
    • Error response
    • Feature Update Records
    • General Description
    • Interface Specifications
    • Introduction
  • Bill Management
    • Bill Details
    • Bill Subscription
    • Consumption Information Subscription Guide
    • Consumption Overview
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    • Tag-Based Billing
  • Charge
    • Billing & Configuration Changes
      • Configuration Upgrade Or Shrinkage
      • Shift Charge
    • Charge type
    • On-Demand Billing
    • Pay-as-you-go
    • Subscription billing
  • Contract
    • Apply for Electronic Contract
    • Overview
  • Cost Management
    • Cost Allocation
    • Cost Splitting
  • Disclaimer
  • Enterprise Organization Financial Management
  • FAQs
    • Bill and Debt
    • Billing Issues
    • Common Questions Overview
    • Contract Issues
    • Coupon Issues
    • Dedicated Account Remittance Issues
    • Invoice Issues
    • Order Issues
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  • Invoice
    • Apply for Baidu Intelligent Cloud Invoice
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  • Payment Methods Introduction

Payment Methods Introduction

Updated at:2026-04-03

Overview

Baidu AI Cloud supports two payment methods: bank card and bank transfer remittance, with the default settlement currency in US dollars. This document introduces the usage conditions and operational procedures for each payment method.

Payment Methods Comparison

Comparison Item Bank Card Bank Transfer Remittance
Applicable Users Individual/Enterprise Accounts Enterprise Users Only
Addition Process Fill in card information → Pre-authorization verification You can visit Baidu AI Cloud bank account to obtain Baidu Smart Cloud's receiving account information for bank transfer
Credit Time Instant 14 days
Payment Trigger • Reserverd: instant deduction
• Pay-as-you-go: automatic deduction when accumulated to 500 USD, on the 1st of the following month
• Reserverd: instant deduction
• Pay-as-you-go: automatic repayment after bill is generated

Using Bank Card Payment

Baidu AI Cloud supports bank card payment methods from international card organizations such as Visa, Mastercard, AMEX, or JCB. Operational Procedure:

Step 1: Binding cards | You can bind your bank card through Financial Overview at Payment Mothod

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Step 2: Pay your bill

  • Reserverd: When purchasing prepaid products, your bound payment method will be displayed by default. After payment, the corresponding amount will be deducted from your bank card.
    * Pay-as-you-go: We will continuously issue postpaid bills. On the 1st of each month or when the current accumulated amount reaches a certain threshold, we will deduct the corresponding fees from your bound bank account. Notifications will be sent to your associated email address, please pay attention to your email.

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Step 3: Check payment History You can verify the details of each deduction under Deduction Record.

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Using Bank Transfer

After remittance, your transferred amount will be added to your Baidu AI Cloud account balance.
For Reserverd products, you can select balance for payment during checkout. For pay-as-you-go products, we will automatically deduct from your balance for payment.

Exception Handling

If you encounter issues with your postpaid payment resulting in deduction failure, upon receiving the payment failure notification, you can view the failed records in your payment history and proceed with manual payment.

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